These terms and conditions apply to clients who choose financing options for medical tourism services provided by Smiles by Mario Montoya in Colombia. By selecting financing, you agree to the following terms.
1. Financing Eligibility and Application
• Exclusive to U.S. Residents: Financing is available exclusively to residents of the United States.• Fast, Simple Application: Our online application process is designed for ease and speed, with approvals provided within seconds upon submission.• Soft Application: The application will not affect your credit score at all, as we only perform a soft credit inquiry!2. Disbursement and Transfer of Funds
Condition of Agreement: Once financing is approved, the funds will be disbursed directly to your account. It is a mandatory condition that 100% of these funds be sent to Broker Medical Travel Partners immediately upon disbursement. This is the account number the patient has to deposit the funds:Company Account: Bank of America Company: Medical Network Colombia LLC Account Number: 898140905125 ABA: 063100277 SWIFT: BOFAUS3N Destiny Bank Address : 222 Broadway, New York, United States Phone: 5615630489 Address: 9780 Altis Circle East, Miami Lakes, Florida, Zip Code: 33018 United States.
• Purpose of Funds: These funds are designated solely for covering the costs of your scheduled treatment with Smile by Mario Montoya in Colombia.• Interest rate of financial service: In this payment plan we include the 9% of interest increment for the financial service that charge the broker.3. Refund Policy
• In the event of a cancellation, 80% of the total amount paid will be refunded, with 20% retained to cover consultation, administrative, and preparatory costs.• Refund requests must be submitted in writing to payment.plans@smilesbymariomontoya.com, and refunds will be processed within 15 days to the original payment method.4. Appointment Deposits
Any deposit paid to secure your treatment date is non-refundable, as it covers essential pre-treatment preparation and guarantees your booking.5. Compliance with Payment Terms
Failure to transfer the financed amount to Medical Travel Partners as specified may result in cancellation of the scheduled treatment and suspension of services until compliance with these terms is confirmed.